Gary,

The clause below is our standard insurance clause.  If the company is
well known and established we are flexible. Just recently E. Lilly
refused the clause and agreed to state that Lilly has insurance or are
self-insured in amounts that will cover their obligations of
indemnification. We agreed.

The SPONSOR will maintain, during the term of the Agreement General
Liability Insurance (including products liability, contractual liability
and clinical testing liability) with reputable and financially secure
insurance carriers to cover the activities of the clinical study arising
out of this Agreement, with minimum limits of $2,000,000 per
occurrence.  Such insurance will include the INSTITUTION as Additional
Insureds.  If the insurance used to satisfy this insurance requirement
is claims-made, the SPONSOR agrees to maintain this coverage in force
for a minimum of three (3) years.  This insurance will be primary
coverage and will be written to cover claims incurred, discovered,
manifested, or made during or after the expiration of this Agreement.
Any insurance the INSTITUTION may possess or purchase will be excess and
noncontributory.

Bill

--
William Ploog, Ph.D.
Assistant Director
Office of Sponsored Projects
Dartmouth College
11 Rope Ferry Rd. #6210
Hanover, NH 03755-1404

(603) 646-3682
fax  (603) 646-3670

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